What is NCIUA’s STRENGTHEN YOUR ROOF Grant Program?The North Carolina Insurance Underwriting Association (NCIUA) has launched a groundbreaking initiative designed to help homeowners in coastal regions strengthen their homes against severe weather.


The STRENGTHEN YOUR ROOF Grant Program is a pilot project offering grants of up to $8,000 to replace roofs with an IBHS FORTIFIED Roof™, a The Insurance Institute for Business & Home Safety (IBHS) developed the FORTIFIED Roof™ system to enhance a building’s resilience to hurricanes, strong winds, and severe storms.

This roofing system goes beyond traditional building standards by reinforcing the roof’s structure and improving its ability to protect against water intrusion and wind damage. With a FORTIFIED Roof™, homeowners can significantly reduce the risk of costly repairs due to weather damage.

Who Can Apply for the STRENGTHEN YOUR ROOF Grant?

This pilot program is open to eligible policyholders with properties located on North Carolina’s Coastal Areas, specifically in rating territories 110 and 120. These areas are often exposed to harsh coastal weather, making roof resilience even more critical for homeowners.

The program’s goal is to reduce property damage and insurance claims by helping policyholders upgrade their roofs to this highly resilient standard. Homeowners who qualify for this grant will not only receive financial assistance but also peace of mind knowing their homes are better protected.

Program Details and Eligibility

The STRENGTHEN YOUR ROOF Grant Program offers a limited number of grants, which will be awarded on a first-come, first-served basis. Once all available funds are distributed, the program will close. Homeowners are encouraged to apply as soon as possible, as the program runs only until December 31, 2024, or until all funds are allocated, whichever occurs first.

Here’s a quick overview of the program details:

  • Grant Amount: Up to $8,000
  • Purpose: Roof replacement with an IBHS FORTIFIED Roof™
  • Eligibility: Policyholders in rating territories 110 and 120
  • Deadline: December 31, 2024, or until funds are exhausted
  • Awarding: Grants are awarded on a first-come, first-served basis

How to Apply

Eligible policyholders interested in the program should apply as soon as possible to secure their spot. Once the funds are depleted, no additional grants will be available. Applying early can ensure homeowners get the assistance they need to replace their roof with an IBHS FORTIFIED Roof™.

To start the application process, homeowners can visit the NCIUA website or contact their insurance agent for more information on eligibility and required documents.

Why You Should Consider the FORTIFIED Roof™ System

Upgrading to an IBHS FORTIFIED Roof™ not only helps protect your home from storm damage but can also lead to long-term savings on insurance premiums. Many insurance companies offer discounts to homeowners with a FORTIFIED Roof™ due to the reduced risk of damage.

Additionally, homes with stronger, more resilient roofs are often more attractive to buyers, potentially increasing the property’s value. Given the high cost of roof repairs and replacements after a storm, investing in a FORTIFIED Roof™ can be a smart financial decision in the long run.

Conclusion

The NCIUA STRENGTHEN YOUR ROOF Grant Program offers an excellent opportunity for eligible homeowners in the North Carolina’s Coastal Areas to upgrade their roofs with the added protection of an IBHS FORTIFIED Roof™. With grants of up to $8,000 available on a first-come, first-served basis, policyholders should act quickly to take advantage of this limited-time opportunity.

By participating in this program, homeowners can enjoy greater peace of mind, knowing their homes are better equipped to handle the harsh coastal weather that often impacts North Carolina’s coastline.

To learn more or apply for the grant, visit the NCIUA website or contact your insurance provider today.